Dear Jeff;  for your info, there are few criteria in order for you to qualify for a SME loan. One of them is your sales & loan amount justification. Basically our fee is based on case to case basis. If you keen to explore more, kindly contact our Senior Business Manager, Joseph at 013-7308193 for a free SME Loan consultation session. Thanks.

Hi Doris, nice to heard from you again. Basically, SJPP can only offers guarantee to S/B company. If you are running your business under Sole-Proprietorship or Partnership now, you may consider to upgrade to S/B if you want to apply for WCGS and supported by your entrerprise documents. By the way, the fund allocation is only left less than 30% as at 24/5, 12 noon. You really got to hurry up.

Hi Sandra, could you kindly elaborate more on the coffee shop that you plan to open? like, under franchise programme? halal or non halal food? where? how much do need to invest for the coffee shop and etc. Thanks.

Hi Ben, since you will only start your business in coming July, then you are considered as Newly Start-up Company. You may approach directly CGC under DAGS-Start Up for the purpose. Kindly visit www.iguarantee.com.my for further details. All the best for your new venture!

hi ooi, you may visit this website for further information http://www.insken.gov.my/web/guest/training/1/4 and feel free to contact us for further assistance.

Yes. We do. If you keen to know more, kindly drop us an email at enquiry@liviva.com or reach us at 07-2522928. Thanks

Hi En. Hashim, are you referring to Multimedia Super Corridor Research And Development Grant Scheme (MGS) which is offerred by MDeC? if yes, is your company possess a valid Malaysia MSC-Status? Kindly provide us more info and emai to enquiry@liviva.com for us to further assit you in this matter. Thanks.

Gong Xi Fa Cai! Did all 5 banks informed you the reasons of rejection? You may improve base on their feedback. The new scheme started in Januarya is actually Working Capital Guarantee Scheme (WCGS), which is granted under SJPP. You may viist www.sjpp.com.my for further information. Wish you all the best for this Rabbit year.

Hi Mr Goh, we haven't officially appointed any agent yet in Batu Pahat. However, our accountant will contact you by next working day. Thanks.

hi Michelle, just to confirm, is your newly set-up sdn bhd is a continuation business from a Sole-proprietorship or Partnership? if no, the asnwer would be as the following : Since your company is less than 1 year, you may approach directly to CGC under DAGS-Start Up scheme. The max loan amount can be up to RM2 million. Please visit www.iguarantee.com.my  for more information.  Banks normally required at least 2 years in operation. Feel free to contact our consultant at 07-2522928 or 013-7308193 if you need further assistance. Good day!

Hi KK, the basic documents required are: Directors' IC, personal income tax 2008 & 2009, Business Registration (M&A, Form9, 24,44,49,9), last 3 years audited accounts, latest management account with trade creditors & debtors ageing report, latest 6 months bank statements, list of major customers & suppliers, tenancy agreement (if any), letter of awards/ licences (if any). If you need further explaination, kindly contact our consultant at 07-2522928.

Hi Chong, if you are facing no collateral problem, you may apply those schemes granted by CGC through Banks. Otherwise, you can also walk in to any of the CGC branches to apply. You may get more information at www.iguarantee.com.my

Did you bank told you what is the rejection reason? Please clarify with them. Otherwise, you may approach other banks to refinance your existing from your existing bank by giving you additional loan and with cheaper rate. The market is very competitive now, some bank is still aggressively hunting for new customer.

hey CK, all grant schemes offerred by SMECorp have been discontinued by 1st December 2009 and pending the introduction of new financial assistance schemes. Furthermore, SMECorp never appoint any agent or consultant for grant application purpose. Please visit www.smecorp.gov.my  or call 1300-88-1801 for more information. Be aware of all the agent or so call 'consultant'.

Dear Micheal, You may visit www.iguarantee.com.my for more information
 

hi christine, please provide more information of your company